These terms and conditions (“Terms”) are entered into between you (“You” or “User”) and Opptra and / or its Affiliates (“Opptra”) for accessing, registration and interacting with the website, mobile application and any other technology platform owned and operated by Opptra (hereinafter referred to as the “Platform”).
Please read these Terms and Privacy Policy carefully before using or registering on the Platform or accessing any material information through the Platform. These Terms and the Privacy Policy together constitute a legal agreement between You and the Platform in connection with your use of the Platform.
Our Platform facilitates various Partner Products (defined below) and Partner Services (defined below) of its Partners (defined below) to its Users. The application / request for any Partner Product and / or Partner Service are approved and sanctioned by the respective Partners providing / hosting such Partner Product and / or Partner Service on the Partner Modules within the Platform.
This Terms is an electronic record published in accordance with the provisions of the Information Technology Act, 2000 and rules made thereunder as applicable and the amended provisions pertaining to electronic records in various statutes as may be amended by the Information Technology Act, 2000 from time to time. This Terms is generated by a computer system and does not require any physical or digital signatures.
By continuing to use or access of the Platform, you agree to be bound by these Terms. If you do not agree to these Terms, you are advised to not use or access the Platform Services, Partner Products or Partner Services made available through the Platform.
Your access of the Platform signifies your acceptance of these Terms. Opptra reserves the right to modify these Terms at any time without notice, and your continued access of the Terms after any modifications will constitute your acceptance of such modifications.
Capitalised terms not defined in the Terms shall mean as follows:
By accessing, logging in, browsing, or using the Platform, you hereby represent and warrant that:
Opptra and / or Partners may invite you to participate in any offer from time to time. You agree that participating in such an offer is subject to your agreement to the respective offer terms and conditions, and the terms & conditions of the Partners providing / facilitating such offers. You also understand that the offers might be provided by third parties on the Platform and you may be required to agree to the respective terms & conditions of such third parties to avail such offers. You further agree that offers provided to any user may vary from user to user.
Opptra and / or Partners reserve the right to disqualify you from any offer in case you do not meet the eligibility criteria for such an offer or any other reasons thereof including but not limited to misuse of offer, misrepresentation, fraud, or suspicious transactions / activities, including but not limited to directives relating to prevention of money laundering under Applicable Law or at our sole discretion without further notice.
The software that supports the Platform, as well as other internet-related software necessary for accessing the Platform, are solely our property and / or of our authorised third-party service providers.
Your permission to access the Platform does not grant you any proprietary or ownership rights in the aforementioned software. You are prohibited from attempting to modify, translate, disassemble, reproduce, decompile, or reverse engineer the software underlying the Platform or creating any derivative products based on the software. You shall be responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed for access to, and use of the Platform and all charges related thereto.
The Platform contains Partner Modules and other third-party links to external interfaces, webpages or modules controlled or offered by such third parties or Partners.
Opptra does not control or endorse any Content or terms & conditions of such Partner Modules or third-party platforms. You are advised to access such Partner Modules and third-party links at your own risk, and Opptra shall not be responsible for any Partner Modules’ or third-party platforms’ terms & conditions or their Content, Partner Products, or Partner Services they offer. The Content, accuracy, opinions expressed, and other links provided by Partner Modules and other third‐party sites are not verified, monitored, or endorsed by us in any manner. It is your responsibility to decide whether any Partner Products and Partner Services available on the Partner Module are suitable for your purposes.
The Platform has been provided on an “as is” and “as available” basis. Accordingly, Opptra encourages you to read and understand the terms & conditions and privacy policy of the respective Partner Modules and third-party platforms facilitated through the Platform.
While registering on our Platform, you agree to provide accurate and comprehensive information about you. It is your responsibility to maintain the accuracy and completeness of your information shared on the Platform. Opptra reserves the right to suspend or terminate your account and deny access to the Platform (or any part of it) if there is suspicion or evidence of false or incomplete information provided by you.
You are solely responsible for the Content you post / host / submit or display on the Platform. You must ensure that all your Content complies with the Terms and Applicable Laws and does not infringe or violate any person’s legal rights. You retain any and all of your rights to any Content you post / host / submit or display on the Platform, and you are responsible for protecting those rights. Opptra takes no responsibility and assumes no liability for Content you or any third party (through you) posts on the Platform. Opptra may review, edit, or delete the Content that violates these Terms or is offensive, illegal, or harmful.
Any Content present in the Partner Module on the Platform shall not be construed to represent that they belong or represent or are endorsed by our views.
By posting / hosting / submitting or displaying Content on the Platform, you understand that it will become a public disclosure of such Content by you, and you grant Opptra a worldwide, irrevocable, perpetual, non-exclusive license to use, copy, display, and distribute that Content.
You acknowledge that all images, information, data, text, software, graphics, video, messages, or other Content, whether publicly posted or privately transmitted by you, are your sole responsibility. This means that you, and not Opptra, shall bear full responsibility for all Content uploaded or posted by users on the Platform. Opptra does not exercise control over User-generated Content on the Platform and, therefore, cannot guarantee the accuracy, integrity, or quality of such Content.
Subject to Applicable Laws and our Privacy Policy, in no event shall Opptra be liable in any way for any Content, including but not limited to errors or omissions in any Content, or for any loss or damage of any kind resulting from the use of any User’s Content posted, sent, transmitted, or made available on or through the Platform.
You agree not to use the Platform to host, display, upload, modify, publish, transmit, update, or share information that:
The User shall not:
Opptra reserves the right to permanently or temporarily terminate, suspend, or deny access to the Platform without notice or liability for violations of the Terms or if the provision of Platform to you is no longer commercially viable or feasible for us. The Platform may delist you or block your future access to the Platform or suspend or terminate your account if it believes, in its sole and absolute discretion that you have infringed, breached, violated, abused, or unethically manipulated or exploited any term of these Terms or the Privacy Policy or in any way otherwise acted unethically. Notwithstanding anything in this clause, these Terms will survive indefinitely unless and until the Company chooses to terminate them. If you or the Platform terminates your use of the Platform, the Platform may delete any Content or other materials relating to you and the Platform shall have no liability to you or any third party for doing so. However, your transactions details may be preserved by the Platform for purposes of tax or regulatory compliance.
Opptra reserves the right to withdraw or amend the Platform or Platform Services without notice. Opptra shall not be responsible for interruptions or cessation of the Platform and / or any of the Platform Services. Opptra shall not be held responsible for non-availability of the Platform during periodic maintenance or any unplanned suspension of access to the Platform that may occur due to technical reasons or for any reason beyond the Platform’s control. Opptra makes no warranties regarding the access, speed, or availability of internet in general or the Platform in particular. Opptra makes no warranties regarding the access, speed, or availability of the internet in general or the Platform in particular. The Platform is controlled from India, and users from other jurisdictions must comply with Applicable laws in India.
Your responsibilities for accessing the Platform include:
Opptra retains exclusive rights and ownership on the Platform’s Content (except user Content and third party owned Content), and the features and functionality of the Platform. You may not use, copy, or reproduce these materials without our prior written consent. All intellectual property rights are protected under the Applicable Laws.
The Content on the Platform including but not limited to text, photographs, graphics, video and audio Content, financial data, news, research, recommendations, and opinions, is protected by copyright in favour of us under applicable copyright laws and is also safeguarded under general intellectual property law.
Third-party Content appearing on the Platform is the property of their respective owners and Opptra does not assert any rights in relation to the same. Such third-party Content or Partners’ Content is used by us either on the basis permission from such third-parties or Partners, or pursuant to fair use provisions.
If you believe the Platform violates your intellectual property, you must promptly notify the Platform in writing at nodalofficer@opptra.com. These notifications should only be submitted by the owner of the intellectual property, or an agent authorized to act on his / her behalf. However, any false claim by you may result in the termination of your access to the Platform.
The Partner Modules and the Content on such Partner Modules are provided “as is” and “as available.” Opptra disclaims all warranties, express or implied, regarding the accuracy, timeliness, or completeness of the Content displayed on the Partner Modules. Opptra is not responsible for any errors, interruptions, or damages resulting from the access of the Partner Modules.
The information provided are for general information purposes. Opptra encourages that you seek advice of your advisors regarding any product you wish to apply for on or through the Platform or Partner Modules. Decisions based on the information contained within the Platform are your sole responsibility.
Opptra does not guarantee that:
Opptra does not endorse or guarantee third-party products or services, Partner Products or Partner Services advertised on the Platform. Opptra shall not be responsible for transactions between you and our third-party providers or Partners.
Opptra shall not be liable in case you breach any terms or conditions provided under the Privacy Policy or these Terms and will not be obligated to indemnify you for any direct or indirect losses accruing to you. You agree to indemnify, defend and hold harmless us, our Affiliates, group companies and our directors, officers, employees, agents, third party service providers, and any other third party providing any service to us in relation to the Platform Services whether directly or indirectly, from and against any and all losses, liabilities, claims, damages, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by us that arise out of, result from, or may be payable by virtue of, any breach or non-performance of any terms of the Terms including any representation, warranty, covenant or agreement made or obligation to be performed by you pursuant to the Terms.
In no event shall Opptra, its officers, directors and employees, or its contractors, agents, licensors, Partners, or suppliers be liable to you for any direct, special, indirect, incidental, consequential, punitive, reliance, or exemplary damages (including without limitation lost business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever, including but not limited to abuse or breach of data), even if Opptra or its Partners have been advised of the possibility of such damages, arising out of or relating to (i) these Terms, (ii) the Platform, (iii) your use or inability to use the Platform for the reasons mentioned in these Terms; or (iv) any other interactions with another user in connection with the Platform.
Further, you shall be solely responsible for any investment made on or through the Platform / Partner Modules. Opptra shall not be held liable for any loss or damage caused to you or any other users of this platform due to such investments, or any kind of reliance upon it. Opptra specifically and expressly disclaims the accuracy and correctness of the content available on the Partner Modules.
You are therefore advised to obtain your own applicable legal, accounting, tax or other professional advice or facilities before taking or considering an investment or financial decision.
Opptra advises you to be cautious while receiving fraudulent and fictitious calls. As such, Opptra cannot be held responsible for any loss suffered by a person while dealing with fake and fraudulent organisations impersonating themselves as Opptra or our partners.
You understand and acknowledge that Opptra may assign / novate its rights and responsibilities under this Terms (including pursuant to any corporate restructuring or similar exercises). You confirm that you have no objection to such assignment / novation by Opptra, and you agree that your obligations under this Terms would be binding on such third party. Opptra assures you that irrespective of any change in the contracting party, your rights and our obligations under this Terms will remain unaffected/unchanged. You accordingly confirm that you have no objection to such assignment / novation by Opptra. You also understand and agree that in case of an assignment / novation, your obligations under the Terms may be owed / transferred to such assignee / third party.
Opptra shall not be liable for any failure to perform any of its obligations under the Terms or provide the Platform Services or any part thereof if the performance is prevented, hindered, or delayed by a Force Majeure Event and in such case its obligations shall be suspended for so long as the Force Majeure Event continues.
The Terms shall be governed by the laws of India, regardless of your actual location. You agree to the exclusive jurisdiction of Bangalore, Karnataka, India.
Disputes under the Terms shall be resolved through arbitration governed by the Arbitration and Conciliation Act, 1996. The seat of arbitration shall be Bangalore. The arbitration shall be conducted in English language. The arbitrator’s award shall be final, and costs for the arbitration shall be borne by the User.
All legal notices or demands to or upon us shall be made in writing and sent by courier, certified mail, or electronic email to the following email at: nodalofficer@opptra.com. The notices shall be effective when they are received by us in any of the above-mentioned manner.
All legal notices or demands to or upon a User shall be effective if either delivered personally, sent by courier, certified mail, by email to the last-known correspondence address or email address provided by the User to Opptra, or by posting such notice or demand on an area of the Platform that is publicly accessible without a charge. Notice to a User shall be deemed to be received by such User if and when, a) Opptra is able to demonstrate that communication, whether in physical or electronic form, has been sent to such User, or b) immediately upon Opptra posting such notice on an area of the Platform that is publicly accessible without charge.
These Terms, along with the Privacy Policy, legal disclaimers, and other legal notices on the Platform, constitute the entire agreement between you and us.
If any provision is deemed invalid by a court of competent jurisdiction, it will not affect the validity of the remaining provisions, which remain in full force.
Opptra uses cookies on the Platform for analysis, offering customised products and services, providing unique content, and enhancing user experience. The use and policies relating to such cookies shall be governed by our Privacy Policy.
Your Personal Data provided to us through the Platform will only be collected, used, processed and protected in accordance with our Privacy Policy.
These Terms constitute a legally binding contract between the User and Opptra. Please read them carefully and ensure you understand and agree to the Terms before accessing the Platform. If you have any questions or concerns, please contact us at nodalofficer@opptra.com. Without prejudice to Opptra’s other rights under these Terms, if you breach these Terms in any way or if Opptra suspects that you have breached the Terms in any way, then Opptra shall be entitled to take such action as it may deem necessary. You agree that any violation by you of these Terms will constitute an unlawful and unfair business practice and will cause irreparable harm to Opptra and the Platform, for which monetary damages would be inadequate, and you consent to Opptra and Platform obtaining any injunctive or equitable relief that they deem necessary or appropriate in such circumstances. These remedies are in addition to any other remedies that Opptra and the Platform may have at law or in equity. If Opptra and the Platform takes any legal action against you as a result of your violation of these Terms, they will be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other relief that may be granted.
While visiting or using our Platform or the Partner Modules, you agree not to, by any means (including hacking, cracking or defacing any portion of the Platform) indulge in illegal or unauthorised activities including the following:
